Comprehensive Guide to Repaying Easemoni Loans: A Step-by-Step Tutorial


Easemoni has emerged as one of the most popular financial services on the Opay platform, offering convenient loan options with flexible terms and conditions. In this comprehensive guide, we will delve into the various aspects of repaying your Easemoni loan, ensuring that even beginners can navigate the process seamlessly. While the process may seem a bit convoluted at first, we will break it down into four easy-to-follow methods to help you repay your loan efficiently.


Repaying Easemoni Loan: A Priority

Repaying your Easemoni loan is a top priority, as timely repayment ensures a smooth financial relationship with the service provider. Easemoni is committed to making loan repayment accessible and convenient for its users. They offer a variety of repayment options designed to cater to different preferences and needs.

Autopay Method

The Autopay method is one of the primary repayment options offered by Easemoni. Here’s how it works:

  1. Authorization: First, you’ll need to authorize the payment in advance. This means giving Easemoni permission to automatically deduct the loan amount from your bank account.
  2. Linked Debit (ATM) Card: Easemoni will utilize an already linked Debit (ATM) card to initiate the automatic deduction from your bank account.

The Autopay method provides a hassle-free way to repay your loan, ensuring that you never miss a payment. However, if you prefer alternative methods, continue reading to explore additional repayment options.

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How to Repay Easemoni Loan

Before you can choose your preferred repayment method, follow these steps:

  1. Open or sign in to your Opay App.
  2. Click on ‘Finance’ or ‘Loan’.
  3. Locate and click on ‘Easemoni’.
  4. Click on the ‘Repay’ button.

Now, let’s explore the various payment options available:

Opay App

The Opay App is the most recommended and convenient payment method on the Easemoni platform. Here’s how to use it:

  • Click on ‘Opay’ within the Easemoni platform.
  • Select ‘Pay now’.
  • The loan amount will be deducted directly from your Opay balance.

This method is not only quick but also hassle-free, making it an ideal choice for borrowers looking for a seamless repayment experience.

Bank Card

Repaying your Easemoni loan using a bank debit card or ATM card is another straightforward option:

  • Click on ‘Bank Card’.
  • Choose a card that is already linked to your Opay or Easemoni account, or add a new card.
  • Click ‘Payment’, and the loan amount will be deducted from your bank account, updating your Easemoni account accordingly.

Bank Transfer

If you prefer the traditional approach, you can opt for bank transfer or deposit:

  • Select the ‘Bank Transfer’ option.
  • Copy the provided account number.
  • Open your Bank’s mobile app and make the payment using the provided account details.


For those who prefer offline methods, the USSD option is available:

  • Click on ‘USSD Transfer’.
  • Copy the provided USSD code.
  • Paste the code into your phone dialer and initiate the payment.

These various repayment methods cater to diverse preferences, ensuring that you can choose the one that suits you best.

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Easemoni Loan Repayment – FAQs

How do I repay my Easemoni loan?

You can repay your Easemoni loan in five easy ways, including Autopay, Bank Transfer, Opay App, Bank Card, and USSD.

Can I repay my Easemoni loan without using Opay?

Yes, Easemoni offers multiple repayment options, allowing you to repay your loan using alternative methods such as Bank Transfer, USSD, and Bank Card.

What happens if I don’t repay my Easemoni loan?

If you fail to repay your Easemoni loan on time, your interest will continue to accrue, and you may receive frequent calls from Easemoni. However, prolonged non-payment may lead to more severe consequences, so it’s essential to repay your loan promptly.

Can I repay my Easemoni loan before the due date?

Yes, you have the flexibility to repay your Easemoni loan at any time between the day you take out the loan and the due date.


This comprehensive guide has demystified the process of repaying your Easemoni loan, making it accessible even to beginners. With multiple repayment options, including Autopay, Opay App, Bank Card, Bank Transfer, and USSD, you have the freedom to choose the method that best suits your preferences and needs. Remember, timely repayment is crucial to maintaining a healthy financial relationship with Easemoni and avoiding any potential issues. With this knowledge, repaying your Easemoni loan should no longer pose a challenge.

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